Credit Wise
by Edward Jamison, Attorney, The Jamison Law Group
Increasing one’s available credit can be a tedious process that, for most people, takes years. With the right strategy, however, it can happen in a fraction of the time. I learned early on that credit card companies love people who max out their credit cards. They love them because of the income stream they get […]
Visit this page for resources for credit repair, foreclosure solutions and starting over after bankruptcy, Credit Repair and Foreclosure Solutions.
by Edward Jamison, Attorney, The Jamison Group
Contrary to what the credit bureaus would like you to believe, credit repair does work and can work to some extent for 100% of people in most circumstances. This is, of course, provided you are getting the best advice and have an experienced professional working on your case.
You may be helped if…
Anyone with a […]
by Sharon Hassler, President, Go Get Experts
(1) What Does FICO® Mean?
(2) What Is a FICO® Score?
(3) How Does a Lender Get a FICO® Score?
(4) How Can I Get My FICO® Score and FREE Credit Report?
(5) What If I Find a Mistake in My Credit Report?
(6) How Often Does a FICO® Score Change?
(7) How Are Scores Calculated?
(8) How Are Scores Rated?
(9) What […]
by Brian Sacks, Mortgage Broker, Branch Manager, Trainer, Author
After computer-based scoring models are applied to data in the credit report, points are given for five different factors. These factors and their approximate percentages of the total score are as follows:
(1) Payment History, 35%.
(2) Amounts Owed 30%.
(3) Length of Credit History, 15%.
(4) Types of Credit Used, 10%.
(5) Number of New Credit Lines Opened, 10%.
All […]
by Fair Isaac Corporation
FICO® scores consider a wide range of information on your credit report. However, they do not consider:
All Credit Scores Instantly for Free
Includes Credit, Auto, Insurance,
and Employment Scores + Fix & Lock!
Your race, color, religion, national origin, sex and marital status. U.S. law prohibits credit scoring from considering these facts, as well as […]
by Edward Jamison, Attorney, The Jamison Group
(1) Past-Dues Destroy a Credit Score.
(2) Paying a Charge-off or Lien Won’t Help.
(3) Call All of Your Creditors.
(4) Make Sure Credit Limit Is Being Reported.
(5) Do Not Close Credit Cards.
(6) What to Do If You Have Limited Credit History.
(7) Credit Score Is Determined by Age of Credit File.
(8) Paying a Collection Account Can Reduce Your […]
