Purchase, Refinance, New Construction, Home Equity Line, Second Mortgage, Residential, Investment, Second Home, Commercial, Fixed Rate, Interest Only, Conventional, FHA-Loan, VA-Loan, Reverse, Special Govt Program, Conforming, Non-conforming, Low Down Payment, No Down (100%), Over 100%, Low Documents, No Documents, Self Employed, Credit Challenges, Bankruptcy, No Credit

We say yes when the others say no!

Specializing in getting approvals for those who have filed bankruptcy or have other credit issues in the past and are now trying to get back on their feet.

Hard Money Commercial loans in Texas at 50-60% LTV (loan-to-value)
Constuction loans - One time close programs!

I have been helping my clients get what they want since 1990. Since 2000 I have been in the Real Estate and Mortgage Industry.

We always ask ourselves 2 questions when making decisions to create win-win situations with our client and our company:

1. Is this in the best interest of the client?
2. Is this in the best long term financial interest of the company.

I have lived in Texas my whole life. Grew up in Houston and now reside in Dallas. I love rock climbing and one day soon I want to learn how to fly a helicopter.

Cary, Just a quick note to let you know how much I appreciate your professionalism. You made everything go smoothly and were awesome at keeping everyone up to speed on progress. I hope to close with you many more times in the future. God bless,

We were in our house for less than 18 months when Cary called to let me know he could refi my mortgage with a better interest rate. He was able to save us over $100.00 per month and there was little to no effort on our part. Our choice is to use this extra money to pay down the loan principal faster & now we will be able to pay off our loan about 5 yrs faster than we had planned. His office is excellent in communication & you can count on him getting done what he says he will. I had several questions & throughout the process all I had to do was call or e-mail & I received very prompt responses. This is our second transaction with him and we continue to be thrilled with the results! I have & will continue to recommend him to my family & friends.

Buying a house is a big deal, especially for first time home buyers. Cary Donham made sure we understood what we were getting into and explained the mortgage process every step of the way. Cary goes out of his way to provide a sense of personal service not experienced at banks and by other mortgage lenders!

As a first time home buyer, I was very apprehensive about beginning the approval process for a mortgage loan. In fact, I procrastinated for a long time. Then I received a phone call from Cary that changed my life. Cary and his assistant, Kelly, took care of everything for me. All I had to do was find the right house, fill out some paperwork and show up for closing. They took care of everything else – securing the financing, getting the terms I needed in order to buy a house with very little out-of-pocket investment, and making sure everything was in order by the closing date. During the process, Cary kept me updated and reassured me when I worried too much. The communication and customer service was absolutely amazing, and I could not have asked for a better experience as a home buyer. Even after I closed on my house, Cary continued to stay in touch by sending thank-you and Christmas cards and responding to emails I sent with follow-up questions. I believe Cary truly cares about his clients. At this point, he seems more like a friend. I highly recommend Cary and his staff to anyone who is considering buying or refinancing a home.