Purchase, Refinance, New Construction, Home Equity Line, Second Mortgage, Residential, Investment, Second Home, Commercial, Fixed Rate, Adjustable Rate, Interest Only, Conventional, Conforming, Non-conforming, Low Documents, Self Employed, Credit Challenges, Bankruptcy

Working With First-time Homebuyers and RE investors.
Showing homeowners how to pay off their mortgage & other debt and begin to build wealth
Working with homeowners & prospective buyers with less than perfect credit

Prior to entering the Mortgage Industry, I spent 15 years with Goldman, Sachs & Co, the last ten as VP
and Manager of Compliance Services. I launched my Mortgage Planning business in early 2005 and prior
to joining Amerisave Mortgage Corporation, was a Senior Loan Officer at Real Estate Mortgage Network, Inc & Villa Nova Financing Group.
I love this business, in part, because it gives me the opportunity to meet and dialogue with people of all
backgrounds and it positions me to be a problem-solver.

Certified Mortgage Planning Specialist ("CMPS")
Certified Commerical Loan Officer, CLC Atlantic

National Association of Responsible Loan Officers
National Association of Mortgage Brokers
New Jersey Association of Mortgage Brokers

When I make contact with someone seeking a mortgage, I seek to learn everything about their finances
so I am better-equipped to offer advice, discuss all available options and help them meet their goals.
It is always my desire to create relationships and I work hard to turn prospects into clients for life,
not just a borrower. I work diligently to leave every client in a better situation than they were
when I met them. I am passionate about my work and compassionate in my work.

I was born and raised in Louisiana, moved to New York and started my career in Financial Services
while studying Marketing and Finance at New York University. Although I have given
to numerous charities over the years, it was not until I became involved in Foster Care
that I realized the positive social impact giving of me would have. All children deserve a chance.
I like visiting museums, reading, photography, collecting stamps and coins, listening to
music with a bias toward jazz, pop and classical and I also enjoy nature and sports.
I’ve traveled to 38 states, Asia, Europe and the Caribbean.

When we first considered buying a home, after renting for so many years, we really had
no idea how to begin the process or what was involved. Although we took our time deciding,
you were very patient and the pointed information you provided enabled us to learn about
the home buying experience and to make the right decision to become homeowners.
Thank you for accompanying us on our house-hunting trips and allaying all our fears.
Your honesty and trustworthiness enabled us to stick to our pre-planned vacation while
we were in contract and we were not surprised that our loan was ready to close when we
returned just two days before the scheduled closing. Your attendance at the closing
took the tension out of signing all those documents. We would not have done this without
your guidance.

It was great working with you because you didn't rush to make a sale and you took the time
to understand my circumstances by asking relevant questions about my family and our finances.
You completely understood my needs and explained my options and educate me about the
choices I had based on my specific circumstances. Thank you for keeping me updated
during the process; you provided great service and when the need arises, I will definitely
use you again and recommend you to anyone needing a mortgage.

Before we were referred to you, we had started the process of refinancing our home with another
lender for over 2 months. We had been scheduled to close on two different occasions and both times
the rate and terms were changed from what we had agreed to. We were beginning to think that
we would be unable to refinance. When we first spoke, you were reassuring, respectful and knowledgeable.
Thank you for turning a nightmare into a beautiful dream! You made the process worthwhile!

Thank you for your assiduous handling of our first investment property. We really
appreciated the extra steps you took to get our deal done in record time. Your explanation
of the process was right on the mark, including all the documents that you asked
us to provide in order to expedite the process. We were told upfront what
was expected of us and after we submitted the documents that you requested,
we were not asked for additional items. Time was of the essence and you delivered
ahead of schedule. Thanks to your efforts, we acquired the property even though the seller
attempted to place obstacles in our path to prevent our purchase of the property.
Following your advice we also closed at a better rate. That was huge! Special thanks too
for getting the Commitment in record time. I look forward to working with you on
future transactions. Thanks again!