Purchase, Refinance, Second Mortgage, Residential, Investment, Second Home, Fixed Rate, Adjustable Rate, Convertible Rate, Interest Only, Conventional, FHA-Loan, VA-Loan, Conforming, Non-conforming, Low Down Payment, No Down (100%), Low Documents, No Documents, Self Employed, Credit Challenges, Bankruptcy, No Credit

In addition to the state of Arizona, John Moran is able to obtain mortgages in the other 47 contiguous states.

As a graduate of the University of Wisconsin, John Moran received a well-rounded education in economics and business. With professional real estate experience in New York City, Chicago, and most recently, Scottsdale, John has received an even more important education. Beginning his career real estate agent in New York, NY, he gained a great knowledge of the buyer agent aspect of a real estate transaction. After a couple of years, John transitioned into the lending side of purchases in Chicago, IL for a company by the name of The Mortgage Specialists, Inc. John is now a Senior Loan Officer with RateChaseMortgage located in sunny Scottsdale, Arizona.

"The most important part of a residential mortgage transaction is the borrower. Early in my career I realized that the best possible marketing for a mortgage professional is a happy client. By providing top level service for lower commissions than the industry average, I have an advantage over my competitors (which they would see as a disadvantage). Plus, I have the added bonus of sleeping very well at night."

I couldn't have been happier about my home purchase experience with John Moran and the entire staff at RateChase Mortgage. I have told all my friends and family about them to show my gratitude.

My wife and I were worried that we wouldn't be able to purchase the home we really wanted because of our credit history. John made us feel very comfortable and got us an even better rate than we we were hoping for. Thanks so much, John.

We shopped for rates on the internet for about a month or so and talked to so many lenders I can't even count them! After speaking with John, we felt that he and RateChase would be the best option for us and we were right. The closing was last month and we love our new home.

I wouldn't dream of doing a home loan without John again. I have purchased two homes and refinanced each home with a different lender and this was by far the easiest loan of them all.